Business Protection

If you are in business you need Insurance; without it your livelihood is at risk. An unexpected loss could cause financial hardship and destroy years of hard work and by law, some types of insurance are compulsory.

What types of insurance should I consider for a business?

Insurances that protect both you and your employees against the consequences of serious illness, injury or death, and the effects these events could have on your employees, on their families, and on your business. Areas of insurance you might consider are;

  • Income Protection
  • Relevant Life Cover
  • Shareholder Protection
  • Private Medical Insurance
  • Group Death in Service
  • Employee Benefit
  • Keyperson Insurance
* If the policy has no investment element then it will have no cash in value at any time and will cease at the end of the term. if premiums are not maintained, then cover will lapse. Critical illness plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document if you go ahead with a plan.