Our Mortgage Affordability Calculator gives you the opportunity to find out your own borrowing capacity on our website, using a simple digital tool.

  • Find out how much you can borrow by entering your information just once, rather than filling out repetitive, long forms.
  • Find out your maximum borrowing capacity and the lenders who are likely to consider you.
  • Gather affordability results from our panel of over 60 lenders, including all the high street lenders, in real time.
  • Request an adviser follow-up after seeing your results.

This information does not contain all of the detail you would need to choose a mortgage. Make sure you read your individual Key Facts Illustration (KFI) plus or the new European Standardised Information Sheet (ESIS) before you make a decision.

A KFI plus or ESIS gives you tailored information, based on a particular mortgage and the level of lending you require, which is important to help you make your decision. This includes associated rates and fees, the overall cost of the mortgage and your monthly payments.

Please note this does not constitute mortgage advice and the figures shown are purely a guide. The actual rate available will depend upon your circumstances. Please ask for a KFI plus / ESIS.

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will be based on your needs and circumstance.